Is It Possible To File a Claim Without a Police Report?
After a car accident in California, you might expect a police officer to arrive, assess the scene, and create an official report. But what if no officer responded, or you forgot to call the police? Fortunately, you can still pursue compensation for your injuries and vehicle damage, even without a formal police record.
Continue reading to learn about how insurance companies view claims without a report, along with tips to strengthen your case in these circumstances.
Is a Police Report Legally Required?
Under many scenarios, drivers in California should contact the authorities if someone is injured or if property damage meets certain thresholds. However, not every minor collision automatically requires law enforcement intervention—sometimes, both parties simply exchange information and drive away.
While a police report offers a neutral perspective of the crash and can help settle debates about fault, the lack of one doesn’t ban you from seeking damages.
Potential Challenges of Filing Without a Police Report
There are a few potential challenges you might face if you file a claim without a police report. However, it is important to note that you may still be able to win your case without one.
Lack of Third-Party Documentation
A police report serves as an impartial account of the crash. Without it, you might have to rely more heavily on your own evidence—such as photos or witness statements—to show who was at fault.
Insurance Company Scrutiny
Insurance companies tend to be cautious when there isn’t an official report. They might argue that the incident happened differently than you claim or question whether the collision was significant enough to cause injuries. You may face additional hurdles proving what truly took place.
Disputes Over Fault
Without a neutral officer’s observations, it can become your word against the other driver’s. If the other driver or their insurer denies liability, you’ll need concrete proof—from eyewitness accounts to physical damage analysis—to support your version of events.
How To Strengthen Your Claim Without a Police Report
Even without an officer’s documentation, you can still build a solid case by:
- Collecting evidence at the scene: Take photos of all vehicles involved, roadway conditions, and visible injuries. Write down the other driver’s name, license plate, insurance details, and any contact info from witnesses.
- Getting prompt medical care: Seek treatment right away, even if you think your injuries are minor. Medical records can help show the crash caused your physical harm.
- Gathering witness statements: If bystanders saw the collision, ask for their names and phone numbers so they can provide statements later. Neutral witnesses can be persuasive in establishing what happened.
- Documenting everything: Keep a journal of how your injuries affect daily life. Save any receipts or invoices related to vehicle repairs, medication, and other accident costs.
From here, contact a lawyer to learn about your best next steps. An experienced attorney can help you file insurance claims, talk to adjusters, and gather the evidence you need to support your case. They’ll also watch for any attempt by the insurer to reduce or deny valid compensation.
Call a California Car Accident Lawyer for Legal Help
Filing an injury claim without a police report may require extra effort, but it’s absolutely possible to succeed. If you’ve been in a crash in California and need guidance, reach out to a car accident lawyer for help.
An attorney can examine your evidence, negotiate with insurers, and work to secure the compensation you deserve—even if law enforcement never got involved. Don’t wait; speak with a legal professional today to protect your rights and get your life back on track.
Contact the California Car Accident Lawyers at The Simon Law Group Today
For more information, please contact an experienced car accident lawyer at The Simon Law Group to schedule a free initial consultation today. We have three convenient locations in California, including Torrance, Hermosa Beach, and Santa Ana, CA. We also have offices in Phoenix, AZ, and Austin, TX.
We proudly serve Los Angeles County and Orange County, CA, and its surrounding areas:
The Simon Law Group – Torrance, CA Office
2916 W 164th St Second Floor,
Torrance, CA 90504
(424) 622-0812
The Simon Law Group – Hermosa Beach, CA Office
34 Hermosa Ave,
Hermosa Beach, CA 90254
(424) 722-3209
The Simon Law Group – Santa Ana, CA Office
1327 N Broadway,
Santa Ana, CA 92706
(714) 581-8546
